Have you been a victim of online transaction fraud? If you have bought items on eBay or other 3rd party marketplaces, you have probably had an experience with a seller who has tried to take your money without delivering on her promise. If you are a victim of online fraud, you are not without hope. There are steps you can take to prevent and fight online fraud:
PayPal Protection: Most online marketplaces allow you to use PayPal as the safer method of payment. PayPal comes with numerous protection policies for sellers and buyers.
You can also use online fraud prevention system for online transactions.
Unfortunately, unethical sellers always find holes in the best protections plans. For instance, if you buy a digital product using PayPal, and you do not receive your product, there is a good chance that you won't get your money back. But you should file your dispute with PayPal regardless and push them to move your case forward.
Credit Card fraud protection: if PayPal does not honor its buyer protection policy, you should contact your credit card issuer to ask for a charge-back. Most credit card companies will ask you for transaction details to investigate. So there is a chance that your chargeback can be rejected (especially if PayPal challenges your charge-back).
It is essential for you to use a $0 fraud liability card to make sure you are protected to some level. You should also provide your credit issuer with proper documentation to help them resolve the situation in your favor. The best way to go is to save all the communications and transaction documents that you have from the seller and forward them to your issuer's investigation team.